Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Carol Dean, Sr. Mortgage Consultant at NEXA Lending. NMLS #245333. Call (773) 447-8941.
Carol Dean is a Sr. Mortgage Consultant at NEXA Lending (NMLS #245333). Expert mortgage loan originator in Georgia and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #245333.
Carol Dean is licensed to provide mortgage services in Georgia, Illinois, Indiana, and Texas.
Carol Dean offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Georgia, Illinois, Indiana, and Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (773) 447-8941 and email carolreed@NEXALending.com to get started or ask about current mortgage rates and pre-approval.
Carol Dean's NMLS license number is 245333. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Carol Dean will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.